Think you’re ineligible for a mortgage due to past debt? We can help you!
You can still be approved for a mortgage and realise your dream of becoming a home owner.
Don’t let this hold you back. We have helped many clients with similar circumstances get a mortgage!
If you’ve been turned down by high street banks due to your credit score, you may feel like your dream of owning a home is out of reach. However, at Easy Mortgages, we firmly believe that everyone deserves the chance to own their own home. That’s why we specialise in helping clients with poor credit scores secure the financing they need. We can help you find lenders who offer mortgages with low credit scores, even if you’ve recently had defaults or CCJs.
We understand that applying for a mortgage can be daunting, especially if you’re worried about your credit score. That’s why we offer a free discovery call with Easy Mortgages to discuss your case. There’s no obligation, just free expert advice and a path forward. We will run through a few short questions and complete a soft footprint agreement in principle for you. This will show if you would be accepted or not, giving you an immediate decision and putting you in a position where you can start going on viewings and making offers on a new home.
If you have a low credit score, you may be wondering how it will affect your ability to secure a mortgage. While it may be more challenging to find a lender willing to work with you, it’s not impossible. At Easy Mortgages, we can help you find the right financing solution, even if you have missed payments or defaults on your credit record.
Our lenders offer tiered products, meaning that if you only just miss the high street credit scores, you can be placed with a lender offering a near prime mortgage. If you’ve missed payments or had defaults in the previous two years, you would get a higher tiered product. Not all adverse credit applications will be accepted, depending on the severity, but we review each application on an individual basis to assess your case. Our goal is to help you secure the financing you need to own your own home.
At Easy Mortgages, we believe in providing free expert advice to our clients. We know how overwhelming and stressful it can be to secure a mortgage with a low credit score, and that’s why we offer a free discovery call to discuss your case. Our team of experts will listen to your situation, assess your options and give you a path forward. We understand that everyone’s circumstances are different, and we believe in finding the best possible solution for each client. Our aim is to make the mortgage process as stress-free as possible for you.
At Easy Mortgages, we have an extensive panel of lenders who specialise in offering solutions for people with poor credit histories. Some of the lenders on our panel include Pepper Money, Aldermore, Precise and Kent Reliance, and we have placed many clients with them successfully. These are fantastic lenders who offer a brilliant service. To you, it would be a standard mortgage, just like from the banks. The only negative is that the interest rate and fees would be higher than from a high street bank. However, our aim is to get you back with the high street banks on market-leading rates when it’s time to remortgage.
At Easy Mortgages, we understand that having a low credit score can be a daunting prospect, especially when it comes to securing a mortgage. That’s why we are here to help. Our team of experts specialises in low credit score mortgages, and we work with specialised mortgage providers who offer solutions for people with poor credit histories. Our aim is to make the mortgage process as stress-free as possible for you, and we believe in finding the best possible solution for each client. We offer free expert advice and have an extensive panel of lenders who specialise in offering solutions for people with poor credit histories. Contact us today for a free discovery call to discuss your case.
We specialise in securing mortgages for clients with low credit scores.
We have helped hundreds of clients secure their mortgage. Chat with us today to see how we can help you too!
Contact us anytime.
Easy Mortgages Limited is an appointed representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.
Registered address; 41 Agincourt Avenue, Gosport, Hampshire, PO13 8NU. Registered in England & Wales under number 13862954
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service.