Poor Credit Score Mortgages

Easy Mortgages Are Here To Help

Get a mortgage, even with a Poor credit score

We specialise in securing mortgages for clients with poor credit scores.

We have helped hundreds of clients secure their mortgage. Chat with us today to see how we can help you too!Poor

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Poor Credit Mortgages

Do you have Poor Credit?

CCj's & Debt Management

Think you’re ineligible for a mortgage due to past debt? We can help you!


You can still be approved for a mortgage and realise your dream of becoming a home owner.

Missed Payments

Don’t let this hold you back. We have helped many clients with similar circumstances get a mortgage!

What You Should Know

All about Poor Credit Score Mortgages

How can Easy Mortgages help me?

We work with specialised mortgage providers who offer solutions for people with poor credit histories. CCJ's, Defaults and Missed Payments are all accepted.

These lenders don't generally credit score, like high street banks. They allow a certain level of missed payments or defaults. Lots of lenders have tiered products, meaning if you only just miss the high street credit scores, you can be placed with a lender offering a near prime mortgage. If you've missed payments or had defaults in the previous two years you would get a higher tiered product.

Not all adverse credit applications will be accepted, depending on the severity. Easy Mortgages will review your case and assess on an individual basis.

Will I still get a good Interest rate?

We have lenders on our panel such as Pepper Money, Aldermore, Precise and Kent Relliance who we place lots of clients with successfully. These are fantastic lenders, offering a brilliant service. To you, it would be a standard mortgage, just like from the banks. The only negative, is the interest rate and fees would be higher than from a high street bank.

When it’s time to remortgage, our aim is to get you back with the high street banks, on market leading rates! 

How long to get approved?

We will run through a few short questions, and complete a soft footprint agreement in principle for you. This will show if you would be accepted or not. 

This gives an immediate decision and puts you in a position where you can start going on viewings and making offers on a new home. 

Easy Mortgages

Why is Easy Mortgages the Best option for Me?

Poor Credit Mortgage Specialists

We specialise in helping clients with poor credit scores secure the financing they need to buy their dream home. Trust our experts to find the right solution for you.

A Company
You Can Trust

When it comes to finding a mortgage with a poor credit score, you need a broker you can trust. Put your trust in us and achieve your homeownership goals.

We work for You

Our mission is to make the mortgage process as easy and understandable as possible. This means no jargon, minimal paperwork and no hoops to jump through! Just the best deal and our expert guidance, beginning to end.

Talk to a Poor Credit mortgage expert, now!

Mortgage Advice You Can Trust

Free Consultation

Request a Free Consultation

In a 100% obligation free consultation, we will provide you with free personalised advise, taking into account your current circumstances and our years of experience helping first home buyers across the United Kingdom.

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Contact us anytime.

Opening Hours

Easy Mortgages Limited is an appointed representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only. 

Registered address; 41 Agincourt Avenue, Gosport, Hampshire, PO13 8NU. Registered in England & Wales under number 13862954 


We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service.

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