5 Nov 2026
What does the latest base rate decision mean for you?
On 5 November 2026 the Bank of England raised Bank Rate by 0.25 percentage points to 4%. It is the […]
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Plain-English mortgage and housing notes from Charles Calvert in Fareham — rates, first-time buyers, remortgages and more across Hampshire.
5 Nov 2026
Fareham first-time buyer costs in 2026: what to budget for
Buying your first home in Fareham is exciting. The costs, though, can catch people out, because the deposit is only […]
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5 Nov 2026
Product transfer or remortgage? What to do when your fix ends
If your fixed rate is ending in the next few months, you’ve probably had a letter from your lender with […]
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11 Sep 2023
Could falling fixed rates help prospective buyers?
In July, both two and five-year fixed-rate deals dropped by 0.02% for the first time since May. Although the forecast for […]
Read more11 Jul 2023
100% Mortgages: How can they help me?
A 100% mortgage, also known as a zero-deposit mortgage, is a loan that allows first-time buyers to borrow the full purchase […]
Read more19 Apr 2023
How to improve your mortgage affordability
With affordability tests being revised in the wake of the cost-of-living crisis currently happening in the UK, many prospective buyers […]
Read more19 Apr 2023
Bank of England Base rate: all you need to know
You have more than likely heard the term ‘base rate’ banded around in the news over the last few months, […]
Read more18 Apr 2023
Fixed vs Variable rates
It’s safe to say that there is a fair amount of confusion currently surrounding the mortgage market. Rates have been […]
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