Moving home, or fixed rate ending?
Whether you’re upsizing, relocating or just refusing to overpay when your deal ends, I’ll find your best option.
★★★★★ 5.0 from 95 Google reviews
Don't pay a penny more than you need to
Moving home and remortgaging are the two moments where the right advice saves you the most money.
Moving? I’ll look at whether porting your current mortgage or starting fresh works out better, and I’ll factor in the real costs – stamp duty, fees, the lot – so there are no surprises.
Remortgaging? When your fixed rate ends, your lender moves you to their standard variable rate, which is almost always more expensive. Reviewing your deal in good time can lower your payments, fund home improvements, or consolidate debt into one manageable payment.
- Full cost comparison: port vs new mortgage
- Remortgage reviews before your fixed rate ends
- Options to release equity or consolidate debt
- I search 80+ lenders, not just your current one
Why Easy Mortgages?
★★★★★
5.0 from 95 Google reviews
- 80+ UK lenders searched
- You deal with Charles directly
- Free, no-obligation advice
- Plain English, always
- Free advice - fees only payable on offer
I search over 80 of the UK’s lenders to find your best deal
Your questions, answered
Around six months before your current deal ends. That’s early enough to lock in a rate and still switch if something better appears before completion.
Often yes – it’s called porting. Whether it’s the right move depends on your current rate and the new borrowing you need. I’ll run both options for you.
It can reduce your monthly outgoings, but you may pay more interest over time and your home secures the debt. I’ll always show you the full picture before you decide.
Stamp duty, legal fees, surveys, moving costs and possibly early repayment charges. I’ll map them all out up front so you can budget properly.
Don’t take my word for it
★★★★★ 5.0 from 95 Google reviews
Ready when you are
Advice is always free, and there’s no obligation.