Buy to let, done properly.
First rental or growing portfolio – I’ll find the lenders who like your numbers.
★★★★★ 5.0 from 95 Google reviews
Investment property, without the guesswork
Buy-to-let lending has its own rules: rental coverage calculations, different deposit requirements, and big differences between lenders in how they treat personal vs limited company ownership.
I’ll help you understand what you can borrow, what the numbers need to look like, and which of the 80+ lenders on my panel actually suit your situation – whether it’s your first rental property or your fifth.
- First-time landlords welcome
- Personal and limited company buy-to-let options
- Remortgaging existing rental properties
- Portfolio landlords - I’ll look at the whole picture
Why Easy Mortgages?
★★★★★
5.0 from 95 Google reviews
- 80+ UK lenders searched
- You deal with Charles directly
- Free, no-obligation advice
- Plain English, always
- Free advice - fees only payable on offer
I search over 80 of the UK’s lenders to find your best deal
Your questions, answered
Typically more than a residential mortgage – often around 20-25%. The exact figure depends on the lender and the expected rental income.
It’s driven mainly by the expected rent rather than just your income. Lenders want the rent to comfortably cover the mortgage payments. I’ll run the numbers with you.
It depends on your tax position and long-term plans. I’ll explain how lenders treat each route; for the tax side I’ll always suggest you speak to an accountant too.
Some lenders will consider it. It’s more specialist, which is exactly where a broker earns their keep.
Don’t take my word for it
★★★★★ 5.0 from 95 Google reviews
Ready when you are
Advice is always free, and there’s no obligation.