Could you borrow more than you think?
Recent UK rule changes give some lenders more flexibility on affordability. Hereβs what that could mean if youβre buying or remortgaging in Hampshire.
Read moreI’m Charles Calvert. For nearly 20 years I’ve been finding people the right mortgage – without the jargon, the stress or the endless back-and-forth. Tell me what you need, and I’ll handle the rest.






















Whatever stage you’re at, your first chat and advice come with no fee and no obligation. A fee is only payable once you receive your full mortgage offer – see my fees.
Deposits, agreements in principle, what you can actually afford – Iβll walk you through all of it in plain English.
Upsizing, relocating, or your fixed rate is ending – Iβll make sure you donβt pay a penny more than you need to.
CCJs, defaults, missed payments – Iβve helped plenty of people who thought they couldnβt get a mortgage. Talk to me before you rule yourself out.
First rental or growing portfolio – Iβll find the lenders who like your numbers.
Your mortgage is probably your biggest commitment. Life cover, critical illness cover and income protection can help keep a roof over your family’s head if the worst happens. I’ll look at what you already have and explain your options in plain English, with no hard sell and never a fee to you for protection advice.
After decades working for some of the biggest brokers in the country, I started Easy Mortgages for a simple reason: thereβs too much jargon and confusion in this industry. Mortgages donβt need to be complicated – you just need someone on your side who does this every day.
So far, thatβs meant helping more than 750 clients get the keys to the right deal.
Two minutes on the form below, or just WhatsApp me.
I search the whole lender panel and handle the paperwork.
And I stay with you all the way to completion day.
Step 1 takes two minutes. Start now:
Want rough numbers first? Try my mortgage calculators.
Fresh, plain-English notes on rates, remortgages and buying in Hampshire.

Recent UK rule changes give some lenders more flexibility on affordability. Hereβs what that could mean if youβre buying or remortgaging in Hampshire.
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On 5 November 2026 the Bank of England raised Bank Rate by 0.25 percentage points to 4%. It is the […]
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Buying your first home in Fareham is exciting. The costs, though, can catch people out, because the deposit is only […]
Read moreDay to day at Easy Mortgages, and the odd bit of life outside work.
My podcast, where I sit down with a different entrepreneur each week for an honest conversation about building a business.
If youβre ever unhappy with any part of my service, please tell me first – email complaints@easy-mortgages.co.uk, call 023 9355 2850, or use the complaint form.
If I canβt put things right, you can refer your complaint to my network, Mortgage Intelligence Ltd (compliance@experiencemi.co.uk). If youβre still not satisfied, you may take your complaint to the Financial Ombudsman Service, free of charge. Full details are in my complaints procedure.