Need a mortgage broker in Eastleigh? I’m Charles Calvert of Easy Mortgages. I’m based at 10 Merryfield, Fareham, PO14 4SF, and I help buyers and homeowners across Eastleigh, Chandler’s Ford, Bishopstoke and Fair Oak. I search 80+ UK lenders and deal with you directly from first chat to completion.
Eastleigh’s property mix, and what it means for your mortgage
Eastleigh grew up around the railway, and you can still see it in the streets of Victorian and Edwardian terraces near the town centre. Chandler’s Ford is more about larger family homes. Bishopstoke and Fair Oak have a mix of older homes and newer estates. With Eastleigh station, Southampton Airport Parkway and the M3 and M27 close by, it’s a favourite with commuters to Southampton, Winchester and London.
That gives three common types of buyer:
First-time buyers in town-centre terraces
A two-bed terrace is a classic first home in Eastleigh. Your deposit, credit file and income decide how much you can borrow and which lenders you can use. See how much you can borrow, how much deposit you need and first-time buyer mortgages. Older terraces can come with surveys that flag damp or roof work, so budget for it.
Families moving to Chandler’s Ford
Moving up usually means a bigger loan, so affordability and timing matter. I’ll compare porting your current deal with a new mortgage. See home mover mortgages.
Landlords
Terraced homes close to the station and Southampton’s universities and employers attract landlords. Buy-to-let lenders mainly look at the rent against the mortgage, plus your deposit. See buy to let mortgages and buy to let deposits.
Fixed rate ending?
Don’t drift onto your lender’s standard variable rate. I’ll compare a product transfer with a remortgage across the market. See remortgage or product transfer.
Nearby areas I cover
Southampton · Hedge End · Winchester · Whiteley · all Hampshire areas
My fees
Your first chat and advice come with no fee and no obligation. A fee is only payable once you receive your full mortgage offer: £495 for purchases, £299 for remortgages and £895 for specialist lending. There’s no fee for product transfers or protection.
Call 023 9355 2850, WhatsApp 07368 330822 or book a no-fee call.
Frequently asked questions
Do you cover Eastleigh and Chandler’s Ford?
Yes. I advise clients across Eastleigh, Chandler’s Ford, Bishopstoke and Fair Oak, mostly by phone, video and WhatsApp. Easy Mortgages is based at 10 Merryfield, Fareham, PO14 4SF.
Can you help with buy to let in Eastleigh?
Yes. I arrange buy-to-let mortgages in personal names and limited companies. Lenders mainly look at the expected rent, your deposit and your experience as a landlord.
What’s the fee for a remortgage?
£299, payable only once you receive your full mortgage offer. There’s no fee for a product transfer with your current lender.
Can I get a mortgage with a small deposit in Eastleigh?
Many lenders offer 95% mortgages, so a 5% deposit can work. A bigger deposit usually means more lender choice and lower rates.
Your home may be repossessed if you do not keep up repayments on your mortgage.