Looking for a mortgage broker in Hedge End? I’m Charles Calvert of Easy Mortgages, based at 10 Merryfield, Fareham, PO14 4SF, a short hop along the M27. I help people buying and remortgaging in Hedge End, Botley, Boorley Green and West End, and I search 80+ UK lenders, from high street names to specialists.
Why Hedge End mortgages often mean new builds
Hedge End has grown fast. Around Boorley Green, Botley and the edges of the town, there have been big new-build developments, and plenty of my clients here are buying from a developer for the first time. New builds work a little differently:
- Reservation deadlines. Developers often want you to exchange within a set number of weeks of reserving, so your mortgage needs to be ready quickly.
- Incentives. Lenders need to know about any cash-back, paid fees or furniture packs, and these can affect the loan.
- Offer expiry. If the build runs late, your mortgage offer could expire, so the lender and offer length matter.
- Lower maximum loan-to-value on some new-build flats.
I handle this every week. See my new build and shared ownership mortgages page and the guide to new build mortgages in Hampshire.
Moving up in Hedge End
Hedge End is popular with families who want to be close to junction 7 of the M27 and Hedge End station, and the retail parks and schools. If you’re upsizing from a first home, I’ll compare porting your current deal with a new mortgage and map out every cost. See home mover mortgages.
First-time buyers
Many first-time buyers in Hedge End and Botley buy a new build, and some use shared ownership. Help from family is common too. See gifted deposits and first-time buyer mortgages.
Fixed rate ending?
Lots of homes on newer estates were bought around the same time, so fixed rates often end together. If yours is coming up, I’ll compare a product transfer with a remortgage. See remortgage or product transfer. If you still have a Help to Buy equity loan, see Help to Buy remortgages.
Nearby areas I cover
Southampton · Eastleigh · Whiteley · Locks Heath · Fareham · all Hampshire areas
My fees
Your first chat and advice come with no fee and no obligation. A fee is only payable once you receive your full mortgage offer: £495 for purchases, £299 for remortgages and £895 for specialist lending. There’s no fee for product transfers or protection.
Call 023 9355 2850, WhatsApp 07368 330822 or book a no-fee call.
Frequently asked questions
Can you help me buy a new build in Hedge End or Botley?
Yes. I regularly arrange new-build mortgages, including tight reservation deadlines and developer incentives. I’ll pick a lender and offer length that suit the expected build date.
How quickly can I get a mortgage for a new build reservation?
I can usually get an Agreement in Principle in place within a day or two. A full mortgage offer typically follows within a few weeks of applying, depending on the lender.
Is there a mortgage broker near Hedge End?
Easy Mortgages is based at 10 Merryfield, Fareham, PO14 4SF, a short drive along the M27. Most Hedge End clients work with me by phone, video and WhatsApp.
Do you charge a fee for new-build mortgages?
A new-build purchase is £495, payable only once you receive your full mortgage offer. There’s no fee for advice, Agreements in Principle or applications.
Your home may be repossessed if you do not keep up repayments on your mortgage.