Mortgage & Protection Guides

Headline rate isn’t the whole story. Fees, ERCs, product length and cashback — how to compare mortgage deals more fairly.

Buying a new build in Hampshire? Mortgage timelines, developer incentives, valuations and snagging points buyers ask about.

Thinking of leaving interest-only? How switching to repayment affects payments, and what lenders check on a remortgage.

Buying a second home or buy-to-let in Hampshire? How higher-rate stamp duty usually works and what to budget for.

Bridging loans are short-term finance, not a standard mortgage. When buyers encounter them — and why specialist advice matters.

Why many people put life insurance in trust, how it can help families with a mortgage, and what to discuss with an adviser.

How long does a remortgage take in Fareham? Typical timelines, valuation steps and how to avoid slipping onto SVR.

In July, both two and five-year fixed-rate deals dropped by 0.02% for the first time since May. Although the forecast for

Buying with a 5% deposit? How 95% LTV mortgages work, rate trade-offs and schemes that can still help first-time buyers.

Some lenders offer greener rates for better EPC homes. How energy ratings can affect mortgage options when you buy or remortgage.